BAKERSFIELD UNINSURED OR UNDERINSURED MOTORIST LAWYER

Uninsured and underinsured motorist claims arise when the person that caused the accident either (1) flees the scene or is otherwise unidentifiable, (2) does not have auto insurance, or (3) does not have enough auto insurance coverage to fully compensate the injured party for his or her injuries and damages. When either of the first two scenarios arise and the injured party has uninsured motorist coverage as part of his or her own auto insurance policy, the injured party may make a claim against his or her own carrier for the damages incurred in the accident. Likewise, when the third scenario arises and the injured party obtains payment of the other driver’s full auto policy limit, the injured party may then make a claim against his or her own carrier for the difference between his or her damages and the other driver’s policy limit, up to the injured party’s uninsured motorist policy limit.

For those injured in a car accident in which any of the three scenarios above apply, an uninsured or underinsured motorist claim is likely the only means by which compensation may be obtained. Depending on the circumstances, compensation may be available for certain types of economic loss, including past and future medical expenses, past and future lost earnings, lost earning capacity and loss of ability to provide household services. In addition, compensation may be available for certain types of noneconomic loss such as past and future physical pain, mental suffering, emotional distress, loss of enjoyment of life, disfigurement, physical impairment, inconvenience, grief, anxiety and humiliation.

If you or someone you know has been injured in a car accident where the driver that caused the accident is either uninsured or underinsured, it is crucial to retain an experienced car accident attorney as soon as possible in order to protect your rights and obtain the compensation you are entitled to. The Law Office of Timothy M. Osborn has a proven record of success in handling car accident cases and uninsured or underinsured motorist claims. We encourage you to contact us today in order to learn more. We offer free consultations and there is no fee unless we obtain a settlement or judgment in your favor.

We handle car accident cases and uninsured/underinsured motorist claims involving a wide array of injuries including, but not limited to: